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      <image:title>Home - We want to help you reach your financial goals!</image:title>
      <image:caption>From the small business owner to the average family, making good financial decisions can be tough. After many attempts to “succeed” you may be discouraged by what you feel is your financial reality. My name is Phillip O. Thomas and I’m a Licensed Financial Advisor and Coach at PTM Resources. From education to accountability,we’ve got your back and we’re excited and eager to guide you as you take control of your financial future!</image:caption>
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    <lastmod>2021-04-06</lastmod>
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      <image:title>About Us - What we do.</image:title>
      <image:caption>We provide professional financial coaching and services to the entrepreneurial individual, corporate leader, organizational leader and families.</image:caption>
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      <image:title>About Us - What is financial coaching?</image:title>
      <image:caption>Much like a personal trainer for your finances, the job of a financial coach is not just to help you set goals but to provide regular education, accountability, effective solutions, strategies and mentorship to help you actually achieve them.</image:caption>
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      <image:title>About Us - Meet Phil!</image:title>
      <image:caption>As your trusted financial coach, he is here to provide independent guidance that is always in your best interest. He will take the time to understand your specific situation, works with you to clarify concerns, goals, and dreams, and then makes sure all discussions are in the context of your personal priorities. With over 30 years of experience, he can provide coaching and consultation in both financial services and other life skills enhancement!</image:caption>
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    <loc>https://www.ptmresourcesinc.com/financial-coaching-services</loc>
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      <image:title>Coaching &amp;  Services</image:title>
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    <loc>https://www.ptmresourcesinc.com/about-5</loc>
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    <lastmod>2026-03-28</lastmod>
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      <image:title>Financial Need Analysis</image:title>
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      <image:title>Financial Need Analysis</image:title>
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  <url>
    <loc>https://www.ptmresourcesinc.com/freeconsultation</loc>
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    <lastmod>2020-03-02</lastmod>
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  <url>
    <loc>https://www.ptmresourcesinc.com/aboutphil</loc>
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    <lastmod>2020-04-01</lastmod>
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      <image:title>About Phillip - Get to know a little more!</image:title>
      <image:caption>Phillip Thomas, Financial Coach and Licensed Insurance Financial Services Provider assists the small business, entrepreneurial, personal, and faith communities in developing healthy and powerful relationships with money that allows them to pursue and achieve financial success.  Before launching PTM Resources, Phillip spent over 30 years guiding and advising on wealth building to include life insurance, investment strategies, life skills applications, money management principles and spiritual guidance.    Building a healthy financial future as early as possible is vital to the success and legacy of businesses and families; therefore,  Phillip’s goal has been to coach and lead the charge, both culturally and in a relevant way, to enhance wealth transfer consistently in the lives of those who make the connection with his passion and service offerings. Phillip believes that a healthy relationship with money is essential to living a fully empowered life!</image:caption>
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